🏡 Home Loan Eligibility & EMI Calculator

You can check your eligibility below. If you are interested in bank process, you may optionally provide your phone number or email.

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EMI Calculator

Loan Amount (₹):

Annual Interest Rate (%):

Tenure (years):

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📑 Bank Policies (General)

• SBI: Requires stable income, age 18–70, and a valid bank account.
• HDFC: Prefers salaried/self‑employed with 2+ years of work history, tenure up to 30 years.
• ICICI: Income proof and bank account mandatory, flexible repayment options.

💡 Personal Advice

• Maintain a steady income record for at least 2 years.
• Keep debt‑to‑income ratio below 50% to improve approval chances.
• Ensure you have an active savings/current account with a reputed bank.
• Compare offers from multiple banks before finalizing a loan.
• Prepare all documents (ID, address, income proof, property papers) in advance.